Tuesday

Rent is Due - Avoid the Hassle, Pay as soon as possible

Something that I didn't focus on as much as I do now (mind you over a decade later) money!  I am back as an assistant manager in property management and the focus these days, rent collection!

You see, I didn't have that issue back in the day.  People simply paid their rent and mostly on time.  But these days, we have our share of renters who don't stay on top of rent payments (sigh).

Here's what some of you who rent apartments can do to save yourself a lot of headache in the future especially with the holidays coming up!

1)  You know you can't pay the full amount well in advance, contact your landlord/manager.
Why do that to yourself, mentally worry about the rent?  If you have no way of paying all your rent by deadline, you know what to do, call or stop by the Leasing Office.

2)  Cut your personal spending at least two to four weeks weeks prior to rent being due.  (You really don't need another thing on Amazon when your rent is due like next week.)  There is no one or nothing as important as having a roof over your head.  Stop caring about holidays and gift-giving and pay your rent on time every time!  If you must do it all, consider additional sources of income like a part-time job for starters.

3)  Have a list of helpful resources in case you need assistance paying rent.  Reach out to charities online, support groups, nonprofit organizations and even places that provide rental assistance based on your profession or club association.  Explore those options before calling the office once again saying, "I'll be late with rent..."

4)  Watch your communication with your landlord and neighbors whether online or offline.  Interesting how people want some understanding when they are in a tough situation, yet they will talk disrespectful, complain, and downright act rude.  You never know what connections your landlord might have to help you, it would make sense to be professional and polite, now wouldn't it?

5)  Lastly, if all else fails, start shopping around for a cheaper place to stay.  Some community managers will cut you a break if you must end your lease early.

Things to do to be sure your rent is on time next month:

1) Take a portion of your first check (at least 40% and put it toward the rent in a separate account).  Your second paycheck put aside 60%.

2)  Calculate all utility expenses and set that amount aside each month.  You can get an estimate of what upcoming utilities might be by looking at a ledger that details how much you have paid in the past.

3)  Don't allow any adult to stay at your place, eat from your fridge, or use your water without making a contribution to your household.

4)  Avoid paying for a pet when you know you can't make ends meet.  Find out if someone else can care for your pet until you can get on your feet.

5)  Research ways to make additional money.

6)  Consider making a home purchase if you can afford it.  The monthly mortgage payments might be a better option for you, but keep in mind you will need to save more money in the event an appliance needs to be replaced or something needs to be fixed.

7)  Consult with a financial planner and a debt consolidation agency to assist with your current debt and investments.  You will find you are probably paying too much interest on credit cards and spending far more money than you can afford.

Nicholl McGuire  Author of What Else Can I Do on the Internet? and the owner of this blog.

Monday

Rodents and Insects Looking for a Place to Call Home

I started to notice the influx of insects and rodents coming in homes during the latter part of August, September and October especially spiders.  Residents don't often think of the bugs and rodents until they show up in number.  It is never too late to start safeguarding your home especially during those times when the weather is temporarily great, but then makes a major shift back to cold.

Look around your home where insects and rodents might potentially hide.  Under refrigerators, behind furniture near heating vents, and in cabinets near floors are cozy places for them to experience a bit of warmth, comfort and food.  Store edibles in higher cabinets and on shelves.  Clean underneath and behind furniture periodically.  Notice trails of rodent droppings (typically black in color and very small) and also spider webs.

Stock up on insect spray and bait, mouse traps, bait, and repellents before things get out of control.  Take trash out and clean dishes often.  Sweep and mop flooring at least two or three times a week especially if you have a lot of food preparation going on in the kitchen and entertaining in the living and dining room areas.  Seal food well and don't leave it out overnight.  Clean counter-tops and cabinets well with a disinfectant particularly when there are spills.

A common problem that residents make is leaving front and patio doors open without closing screens securely.  Mice will find their way in wherever there is an opening.  They also don't bother to report holes around their apartments including under the sink or cracks along floors, baseboards, and other places.  Fireplaces aren't closed when not in use and neither are windows without screens either.  So it isn't any wonder that visitors come in and stay for awhile.

Take precautions and do your part to ensure that your home is insect and mice free!  You can call the leasing office at your location or landlord to make arrangements for pest control to spray your place.

Have a pest-free fall season!

Nicholl McGuire

Thursday

What to Expect After Filling out a Rental Application

Since there are rules in every state, do check out what are the requirements in yours.  This post provides a general list of what to expect after you turn over your application to a property manager or leasing consultant. 

Every rental application will have an app fee.  Anyone 18 and older is required to fill out an application even if they will not be paying rent.  Sometimes a property management company may waive it if conducting a special.  Rental applications will also require all pertinent information to be filled out such as:

Full name

Address

Birth Date

Driver’s license information

Social Security or other government-issued photo identification that shows a lawful presence in the United States

Employment and other income sources

Once the applicant turns in the form along with the fee, if not waived, to the leasing professional the following will occur.

The company will use a third party source to conduct screenings to see if the applicant qualifies.

Credit Screening

Unsatisfactory credit report

Excessive collection accounts including utilities

Applicants who have more negative than positive credit history

Bankruptcy (regardless of discharge) or repossession. 

Rental housing evictions and collections.

Unresolved tax liens.

An additional security deposit may be required or a co-signer may be requested depending on what is found on the credit report.

Criminal History Screening

All convictions do not result in an automatic denial of an application or lease renewal.  However, the following will be reviewed:

Sexual crimes

Physical crimes

Financial crimes

Terrorism

Wanted Fugitives


The application process should be easy.  Meeting rental criteria is mandatory.  Property management companies are well aware of Fair Housing Laws.  If you should feel you are being discriminated against despite meeting the criteria, contact your local Fair Housing Rights Office and file a complaint immediately.

Nicholl McGuire is the owner of this blog and the author of many nonfiction books located on Amazon.

Sunday

Other Apartment Rental Fees: Why Pay a Rental Application Fee?

When you have visited so many properties, those application fees can add up quickly!  This is why it is better to order your credit report in advance and know what it has on it.  Clear up any discrepancies and then place an application only with the property you like the most.  All others are best left on the “just in case” list.  Basically, you are putting those properties aside if you can’t for some reason qualify for the one you like the most.

Most properties require a set amount of money to be earned each month in order to income qualify.  Usually you know whether you will meet qualifications or not without paying an app fee simply by asking for and reading the rental criteria at each property.  Once you are ready to fill out a rental application at your favorite place, then you pay the app fee not just for yourself, but anyone staying with you over the age of 18.  Occupants will also need a credit and criminal background check as well.

When you have visited so many properties, those application fees can add up quickly!  This is why it is better to order your credit report in advance and know what it has on it.  Clear up any discrepancies and then place an application only with the property you like the most.  All others are best left on the “just in case” list.  Basically, you are putting those properties aside if you can’t for some reason qualify for the one you like the most.

Most properties require a set amount of money to be earned each month in order to income qualify.  Usually you know whether you will meet qualifications or not without paying an app fee simply by asking for and reading the rental criteria at each property.  Once you are ready to fill out a rental application at your favorite place, then you pay the app fee not just for yourself, but anyone staying with you over the age of 18.  Occupants will also need a credit and criminal background check as well.

The fee is usually paid via money order or cashier check if there is no debit or credit card reader on site.  Checks are usually not accepted since it takes awhile for them to clear. Cash is typically not accepted due to security reasons.

The rental application fee is used to cover the costs of the credit report and background check.  If most of the information comes back positive, you are approved and then any additional fees owed will be calculated.  If there are no rental specials, those fees might include:

Administrative Fee

Security Deposit

Prorated Rent (if you are moving during the middle of the month)

1st Month Rent

All are due upon move-in.  Other fees renters will incur over the duration of the lease may include:

Water, Sewer and Trash

Electricity and Gas

The lease should list all of what the renter pays for.

As you see the application fee is the start of other fees ahead.  However, it is very important to pay this fee if one wants to be considered for an apartment.  You can always ask if this fee could be waived.  The fee is usually paid via money order or cashier check if there is no debit or credit card reader on site.  Checks are usually not accepted since it takes awhile for them to clear. Cash is typically not accepted due to security reasons.

Happy Apartment Shopping!

Nicholl McGuire is the owner of this blog and author of What Else Can I Do on the Internet?

Wednesday

Your Miserly, Mooching Roommate: Know When to End the Lease

Good roommates are hard to find.  When you have one, you stick it out, make it work!  But when you are finding yourself increasingly stressed just being in that person’s presence it’s time to reconsider renewing the lease with a mooch.

A mooch is someone who begs, borrows, and steals things that doesn’t belong to him or her.  A person like this is also miserly, selfish, and may even have his or her share of personality disorders.  With a roommate like this, you are often stressed, worried that the mooch will once again help his or herself to your stuff, and when disputes do occur you are angrier than most people having similar arguments.  You are simply tired of having to instruct this selfish person, watch his or her hands, hide your items, question about missing things, ask for money borrowed back, and more. 

The stingy mooch systematically does things to avoid paying for items while cutting down on current expenses he or she may have once agreed to pay but doesn’t like or want to continue to pay.  The excuses are endless as to why certain things are not bought or maintained.  Here is a list of some shady practices many selfish roommates do:

1)  They lie about how much they paid for something while hoping you don’t use too much of it.

2)  They cut costs most often without warning and you find out the hard way that they are no longer paying for certain services.

3)  They sit back and wait for others to pay for items and then they will begin to use them.

4)  They will make false claims about not having any money to assist with expenses especially those that they don’t believe are important.

5)  They will make small purchases that solely benefit them.

6)  They will act as if what minute contributions they make to the household are worth acknowledging and when one doesn’t, they behave immaturely even vengeful.

7)  They won’t financially assist when the going gets rough and will ignore your please for help.

Miserly roommates’ objective is to find various ways to use your money for as long as they can while they pocket the majority of theirs.  When you notice that you are being taken advantage of and you speak to your roommate about it, he or she will not appreciate your feedback.  This is when he or she will start to behave abusively.  Some things that they will do to financially abuse you:

1)  Steal your financial information.

2)  If you should lose your job, he or she will act very mean and controlling while reminding you that they “…paid for this…or that...”

3)  He or she will name-call and tell you how you are “Stupid, irresponsible, ignorant…when it comes to making/saving money.  No wonder you are always broke!”

4)  He or she will buy enjoyable items for self and purposely leave you out.

Photo by KaLisa Veer on Unsplash
5)  You will notice that most purchases are small inside and are not meant to be shared with others.

I have come across my share of cheap roommates who didn’t appreciate having to pay the majority of the bills.  However, I didn’t make no where near what they did so what sense did it make to take care of all expenses?  The twisted mindset of selfish people with personality disorders is a “Do for me…”  When they can’t accomplish using you in the way that they would like, this is when  they resort to abusing you.

If you have a history with a roommate that has included any of the following: threatening behaviors, hitting, kicking, breaking up your belongings, stealing your identity or credit cards, do not plan to sign a future lease with him or her.  Make plans to move on without this not only financially abusive person, but physically abusive as well.

Nicholl McGuire

Friday

10 Tips on Tidying Up Apartment for Inspection

Most apartment communities have an annual apartment inspection.  During this time it is important to be sure that you are following the terms of your lease agreement.  Otherwise, you might find your self having to pay for current damages, later lose your security deposit or worse sued or evicted.  So be sure you take a look at your lease prior to the inspection and make adjustments where necessary.

1) Carpet Cleaning

It isn’t a big deal to have your carpet cleaned prior to an inspection unless it is hideous and smells foul due to pets.  Some property management companies might offer carpet cleaning to residents who renew their leases earlier.  Do ask what specials are provided if you plan to stay another year.

2) Window Treatments

If the curtains are uniform with the outer appearance and/or blinds that were already installed in the apartment prior to move-in have not been removed typically there is nothing to be concerned about.  However, if the lease agreement says anything about the window treatments staying up or they must be uniform, you might want to put them back up prior to the inspection.


Photo by Mike Marquez on Unsplash
3) Housekeeping

The apartment will be checked to see that it is clean which includes no visible signs that insects are living with you.  However, if they are you should be calling the leasing office before the inspection so that pest control can come out and take care of the problem.  Cleaning might include: dusting, vacuuming, hanging up clothes, picking up belongings from the middle of the floor, mopping floors, cleaning toilets and sinks, and removing trash.

4) Paint and Other Personal Handy Work

It isn’t necessary to paint anything, but if there were unapproved paint jobs, murals, or challenging handy work that involved major changes to the place, this will be a problem for the staff to sell the suite in the future since it doesn’t look like the others.  Be prepared to pay much to have the suite renovated back to the way it originally looked no matter how much you disliked it prior to your “improvements.”  The leasing staff has to sell a suite based on what is being advertised to the public.  Anything else would be a lie.  If the changes aren’t drastic, you might get the pass, but don’t make any additional personal improvements.  

5) Pet Violations

The apartment will be inspected to be sure you are following pet rules like taking the animal out to perform general activities.  Believe it or not, some pet owners do not consistently take their pets out so they are left to roam within the apartment to expel waste.  This of course causes damage to the flooring as well as creates an offensive odor to all who live near the inconsiderate resident.  Another issue is the resident complaints that a neighbor suddenly has a pet that may also be breaking the breed restriction rules.  If a resident didn’t pay a pet security deposit and is not paying monthly rent for the pet, he or she is violating the lease agreement.  The resident will be asked to remove the pet or pay the fees; if not he or she most likely will be faced with an eviction.

6) Hoarding

The staff will make a note of an excess of items that might pose a potential health risk.  From clothes to people, if the space is crowded you will be asked to rent a bigger space.

7) Hazardous Materials or Equipment

Your apartment is not the best place to store flammable liquids from work or materials that are a disturbance to neighbors.  Chances are someone complained about what is happening in your apartment whether it is a smell, strange sounds, or something that is affecting one’s well-being.  The hunt is on to look for the problem belongings and when found you will be told to store them elsewhere.

8) Damages to Walls, Windows, Doors, or Appliances.

The staff will be checking for anything that should have been reported.  Arrangements will be made to have those items fixed if the resident makes the request.  Anything that the security deposit doesn’t cover will be billed to the resident and expected to be paid along with the rent.

9) Water, Gas and Heat

If all is working properly, nothing to be concerned about, but if not request that maintenance take a look prior to the inspection.

10) Electrical outlets

They will probably not be checked unless you bring attention to what is working and what is not.

Other items that might be noticed are non-working faucets, holes in floors, broken shelves, and doorknobs.  If they aren’t observed, once again let the staff know especially if these things had never been checked or fixed after you moved in.

Nicholl McGuire is the author of What Else Can I Do on the Internet? and other books.

6 Things to Do Before You Agree to Rent

1)  Walk the apartment that you will be staying in.

Look for things like mold, mildew, dead insects, mouse droppings, and soft spots on the flooring and walls.  Turn knobs, pull out drawers, and open doors.  By doing these things you will know if housekeeping, maintenance, and pest control are on top of their jobs.  If they can’t get a vacant right, then imagine what it would be like if a problem arises while you are living there.

2)  Be sure you are renting the apartment that you saw (not the model).

Sometimes what you see isn’t always what you get.  So if you toured a vacant apartment, be sure that is the one that you get.

Photo by Hans Eiskonen on Unsplash
3)  Note any unsightly appearances and problems with appliances prior to move in.

Be sure all issues are dealt with prior to move-in.  If you don’t, those problems might not be addressed during your stay.  Document your findings and send to the property manager and/or create a work order online if that service is offered.

4)  Review lease slowly and be certain that everything is correct especially the monthly dollar amount.

Never sign without going over pricing in detail otherwise you are legally bound to the contracted amount for the duration of the lease.

5)  Walk the property during the weekend and at night.

Find out what apartments are coming available then walk by them during the evening and night.  You are listening for noise, checking for litter, and noticing odd smells.  Chances are the former residents may have moved due to neighbors, but maybe not. If you can’t immediately view the apartment, this is the least you should do until the apartment becomes available.

6)  Check to be certain all amenities illustrated are included.

Unfortunately, some companies claim to have enjoyable amenities available to all, but upon move-in you realize that some amenities are being worked on or altogether removed.  You also discover some fees you may not have noticed during lease signing.  Know whether the amenities still exist or not and if there are related charges by doing the following:  walking the community and checking them out for yourself, ask residents whether they work, find out if residents are paying a fee to use, and check review sites looking for any unfavorable report about the amenities.

You can never be too sure about whether an apartment community is right for you so do your due diligence!  Hopefully, the staff is transparent with you and others from that first encounter, but if you should discover they are not, move on!

Nicholl McGuire is the author of What Else Can I Do on the Internet? and other books.

Thursday

5 Things You Don't Want to Tell Your Annoying Family and Friends About Your New Place

Mom, dad, siblings, nieces, nephews, family friends, and more all heard about that great place you have and you even went so far to post pictures on your social media pages, uh oh!  Well if you haven't or don't plan to next move, good for you!  However, all-too-often new residents boast much about their fabulous apartment communities, but regret having said anything later.  If you don't want your trouble-making relatives and annoying friends around, be careful what information you share with loved ones.  You don't want to be kicked out of your new place because of them!

1) Insect or rodent problem

The gossips will tell everyone including your favorite people and guess what?  The people you want to come over won't and the annoying ones will give you every solution in the book on how to combat your issue even when it is under control.  "You still got that roach problem, Nephew.  Well I can come over...I got some good stuff that will kill those rascals.  By the way, is the game on tonight?"

2) Spacious

The holiday seasons can be tough to get people to volunteer to host a festivity.  People burn out with large gatherings--the setup, clean up, cost, and future planning (sigh).  So there you are boasting about your spacious place, relatives just might guilt you into giving up your spot next holiday season. Shhhh.  "You got a party room, right?  Just pay for that.  Niece we could just go there if you don't want us in your place.  We promise we will keep quiet, but I don't know about your loud mouth Uncle--lol!"

3)  Extra room

Go ahead and tell your relatives, who often have financial trouble and tend to move much or get kicked out of their locations, "I have a spare room..." and they will surely keep you in mind.  Your place to crash will be their future home!  "Thank you Brother!  I love you.  I will be there on the 1st.  I can't tell you how long I'll be at your spot.  I don't have much money.  My girl, well you know how she is.  We're breaking up.  Yeah, thanks again!"

4)  Plenty of nearby shopping

Go ahead brag about that mall nearby, popular grocery store, the movies, the kids entertainment spot, etc. suddenly your kinfolk happened to be in the neighborhood with the kids/grandkids and decided to stop by your place last minute or unannounced.  "I know you're in there!  Let us in.  We were in the neighborhood.  We brought you some groceries!"

5)  Lots of amenities

So you have a pool, a spa, a gym, a barber on site---wtf!  Oh yea, they will certainly be over and so will management too when your visitors get rowdy!  "If you don't mind we will be over to use your pool.  Grandma would love some spa treatment.  Hey your sister said she hasn't worked out in about a minute.  While were there, Dad needs his hair trimmed.  See you soon!"

It is better to keep some things to yourself, wouldn't you agree?

Nicholl McGuire is the author of Tell Me Mother You're Sorry and Say Goodbye to Dad.

Thursday

Check Your Lease: Domestic Violence is One Way Out of Your Agreement

You didn't anticipate that your partner was going to act like a fool!  He or she acted threatening and then before you knew it you were struck by this person who once claimed they loved you so much.  OMG!  Yeah, so what are you going to do?  Well here's what you don't want to do that will mess up your credit and possibly cause additional problems that you simply can't afford.

1) Pack up and move without saying one word to your landlord.

2)  Fail to report damages in the apartment.

3)  Lie to cover up your part in the dispute to authorities and to get out of your lease.

4)  Kick your roommate or partner out without letting the leasing staff know what occurred.  Now you are short rent.

5)  Forget that your abusive partner has a right to his or her belongings in the apartment as long as he or she remains on the contract.

There are more and more leasing contracts being drafted to make it easier for domestic violence victims to get out of their agreements.  However, there is also an influx of liars.  Therefore, if there is no police report, court hearings, and other information to validate a legitimate reason to get out of the contract, you will still be bound to your lease.  You don't have to live there, but without proof of abuse, you are still obligated.

Nicholl McGuire is the author of Too Much, Too Soon Internet Dating Blues and other books.

Helpful List of What You Don't Need the Next Time You Plan to Move

What you don't need is another headache, backache, and a pending heart attack when you look at all the stuff you have to move and that moving quote--ouch!  So if you don't have a good vibe or a good reason for all that stuff, say goodbye to it!

Let's begin with future apartment features that you have now that you really don't need in the future:

1.  A swimming pool, let's be honest how many times did you use the pool this past summer?  I rest my case.

2.  A pet park.  If you didn't get Fido or Puss in Boots by now, you aren't anytime soon.

3.  Near public transportation.  When did you get on the bus to go to work?  You know you are too good for the bus, stop kidding yourself!  "Well just in case my car breaks down..."  You were the first to get to the mechanic to get it fixed even if you didn't eat that week.  Who you foolin'?  You can't be seen riding the bus.

4.  Near a public park.  When is the last time you sat and chilled at the park?  Remember you were too tired to get out your bed on most weekends much less walk to the park.

5.  Nearby entertainment.  You barely watch television so do you really need an ice skating rink, bowling, theater, and other cool stuff close by.  Boring people and workaholics don't use that stuff.

Okay, now here's that list of "I was meaning to use it but..." Yep, those things you can do without before the movers show up and take an extra long time moving your stuff just because...I can see them now talking, "Hey Jim, if he can afford all this stuff, he can afford to pay us extra plus a tip--jackpot!" says one money-hungry mover to another.  "Yeah, I love these pack rats!" his co-worker responds.

1.  Bar stools, really?  Did you use the bar for eating or drinking or better yet, you used it to store junk mail and odds and ends from around the apt.

2.  Coffee table.  How much entertaining did you do?

3.  A bookshelf that you never put enough stuff on it to make a difference.  Do you even read books?  Wait a minute, you do have books, well are you reading them?

4.  The large thing in the corner that is supposed to be for...?

5.  Paper, lots and lots of paper.  It's not important bills, income tax returns, or supporting documents to claim your inheritance.  It's just junk, stuff you said you would read, buy, do, or share and you never did.  A tree was sacrificed in vain because of you.

6.  Clothes that you know full well are too small, too ugly, too uncomfortable...just too whatever!  You even look in the mirror and you say, "Oh yes, this is too....what was I thinking?"  Your belly and butt will thank you, "I can breathe...thank God, I can breathe!"

7.  Shoes that you rarely ever wear.  So what are you waiting for, you plan to mess them up horribly then give them away?  Wow, you are so kind (no, not really) even the homeless guy wouldn't bother with your giveaways.  "What the...who gave this up? Rot in hell!"

8.  Collectibles that haven't had value since your mother's mother was born.  Keep dreaming!  I know, I know your grandmother's grandmother gave it to her and it was all made in China.  That's why it was her good China, get it?

Photo by Anna Sullivan on Unsplash
9.  The artwork that never got hung up and the décor that collects dust.  Yes, your inner self wasn't feeling it and neither was your environment.  The artwork was so bad that even the energy coming from it said, "Don't hang me!"  The dust bunnies made a nest on that useless thing, what is it anyway?

10.  What's that in the drawer, in the closet, under the bed...stop lying to yourself, you don't need it.  Now if those items appear to move and smell like...well, you got a problem now don't you!  No one appreciates what was once the living or deceased quarters (i.e. roaches and rats).  Throw your infested stuff away!

Here's a bonus tip:  What you don't need to bring with you on your next move is anyone who doesn't enhance the environment or inspire you to be your best--next!!

Hope this list inspires you to be prepared for your next move!  Happy moving!

Nicholl McGuire here once again making your life a little more easier and more organized, see my home organization blog here.  Yes, it's time to purge before the next move (sigh).

Tuesday

New Year, New Location: The Apartment Shopping Plan

Whether you are comfortable for now where you live, but hope to move later in the year or you are ready like yesterday to move, but just can't at this time.  Either way, a comprehensive, yet simple plan for apartment shopping can be most helpful.

1) Consider what your interests might be.  People change.  What may have been most important when you were looking for a place about a year or so ago may not be now.  Re-evaluate what your apartment preferences are and write them down.

2) Check out the location you desire to live.  Will it be close to work or further away?  What does the area offer that would be beneficial to you and your family?

3)  If you are thinking about moving out of town, make plans to visit first.  Sometimes people do apply online for an apartment without seeing it first and all works out, but other times it doesn't.  If you are picky, sensitive to noise and smells, it is best to see the place in-person.  Plan those personal or vacation days so you can check the apartment community and the nearby city out.

Photo by Hans Eiskonen on Unsplash

4)  Don't seek out the cheapest, rather seek out quality.  Don't seek out a place with all the bells and whistles if you know you won't be utilizing everything.  You know what you can afford, but you don't have to settle for less and you also don't want to be at a costly apartment with little money left-over for groceries.

5)  If you haven't wrote out all your current expenses, you might want to do that before you sit down with a leasing professional.  It is embarrassing and a waste of time and money (application fees) when you view and apply for an apartment that is clearly out of your price range.  Although the professionals can be most helpful, they are also salesmen and women and their jobs are to get those vacant suites occupied.  

6)  Lastly, what is your timeline?  So many people don't have a clue when they are moving yet.  This can be a problem because the apartment you really like will not be held for you, the prices change often and you most likely won't get the best deal, and leasing professionals as well as prospects don't like to chase one another down for a response.  Know when you plan to move-in!

7)  Once you know your expenses, what you can afford, where you want to live and most of all your move-in date, schedule your appointments, stick to them and make a decision.  List which apartments you like best to least.  If you should be late or can't make it to a showing, communicate this to the staff.  First impressions can be lasting ones!  So be courteous and professional from the start!

Happy apartment shopping this year!

Nicholl McGuire is the author of What Else Can I Do on the Internet and the owner of this blog.

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